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Wednesday, September 1, 2010

Let The Budget Begin


After being the official "Bill Payer" at our house for 20 some odd years, I decided to turn the reigns over to my husband. We've been married now for almost 29 years. There have been times.... Very short periods of time, where we attempted to do the bills together. Let's just say that we decided that we would live longer and happier if we didn't do that any more and yours truly somehow ended up with it. I remember the day "I Quit" like it was yesterday. I worried and juggled and still nothing came out with us on the winning end, so I gathered all of the bills, all of our check stubs and all of my ledger stuff in one big arm full and headed up the stairs. My husband lay on the bed reading a book as I dumped the load of bills (I really want to use another word there but won't since this is a family friendly blog)on the bed and in the sweetest tone I could muster up told him..... "I'm not doing this any more!" It was one of those rare moments where he just had to take one look at my face and he instinctively knew.... "Just don't ask any questions, remain calm and give her whatever it is she is asking for." I had big crocodile tears rolling down my cheeks and I was in a full fledged meltdown. He sweetly said he would be happy to do it from now on, I turned around, walked down the stairs and went along my merry little way. From that point forward every Monday has been his hell day. Every Monday I would come home for lunch to find him hunkered over the breakfast table with the bills and checks laid out neatly in rows on the table. He didn't talk about it and I didn't ask. Truly I felt like I had paid my dues and it didn't bother me a bit to watch him pay his. I know that sounds harsh, but that's how I felt. So last month he read a Dave Ramsey book and a couple of weeks ago informed me that "We are going on a budget." I think I was turning the bed down as he began to tell me how The Budget would work (I thought I'd wait and hear him out before I turned his side of the bed down since I wasn't so sure he'd be sleeping in it that night). He explained there would be an envelope for different things (such as hair care and stuff) and if there was any money left in each envelope at the end of the month it didn't carry over (like my roll-over cell phone minutes) but it went directly into the savings. My response was A)My hair care and shoe and shopping envelope needs to be LEGAL size, not some little note card size envelope. B)Since he only needed two pairs of shoes,hence I should be allotted a portion of his shoe allowance. C)Who the heck doesn't allow roll-overs? Some months my hair needs a little care, some months my hair may need a lot of care and I'm just thinking this whole envelope budget thing should pertain mainly to low maintenance gendered people such as males. He ever so gently assured me that.... and these are his exact words...."This is going to be fun!" I kid you not, those words actually came out of his mouth. He made the mistake of telling me we had to wait and start it at the beginning of September. Yes!!! Sunday the 29th of August, was my all day shopping trip to the City! With cash in hand (because we are starting out debt free and will no longer use credit cards, LOL), I hit every store I could Sunday. Bought clothes for the fat side of the closet, the skinny side of the closet and the transitional side of the closet. I am now officially ready for the fun to begin!!! Bring it on.

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